In a word nothing. Don’t go to your auto agent and ask for full coverage, please. Auto insurance is not a commodity. Buy the cheapest gas, the cheapest couch you can find. Sit down with your insurance agent and get as good a policy as you can reasonably afford. You must have $25,000 liability coverage by law in the State of Kentucky. Have you seen any hospital bills lately? One of my clients was sent a bill from air care for $15,000 for the ride to the hospital! They called her house and demanded to know how they were going to be paid before my client was released from the hospital. …More at What does full coverage really mean? | Patton & Southgate Attorneys
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